Loan officer died and went to Heaven. He meets with God and God says., "OK, would you like to go to Heaven or Hell?"

Loan officer says "Well, I've seen Heaven, its beautiful, with all the angels, clouds, etc, but I've never seen Hell so I'm not sure."

God says, "Would you like to see hell?", He opens a covered door and lets the loan officer look in.

The Loan Officer sees people having a good time, partying, and relaxing.

The Loan Officer says, "Boy that looks like fun, may I have a day to think about it??"

God says, "Sure, take the evening and I'll talk with you tomorrow."

Next day, Loan officer meets up with God again.

He says, "You know its so beautiful here and all, but when you showed me Hell and they were all having such a good time, I think I'll take Hell."

God says "OK", and opens the door to Hell again and now the people are fire and brimstone, and working and sweating, etc.

Loan Officer says, "Whoaaaaaaaaa, this isn't what you showed me yesterday!"

God says, "You should have locked."